that are attributable to the administration of the schemes by the
trustee or by any service provider of the scheme (excluding losses
attributable to investing the funds of the scheme in the ordinary
course of business):
a. the risk of loss of scheme assets attributable to fraudulent,
wrongful or negligent acts done or omitted to be done by the
approved trustee of the scheme, or a service provider appointed or
engaged for the purposes of that scheme;
b. the risk of loss of scheme assets while they are being transported
in the custody of the trustee or service providers;
c. the risk of loss of scheme assets arising from relying on a cheque
or other negotiable instrument that is forged, fraudulently altered,
lost or stolen;
d. the risk of loss of scheme assets arising from the fraudulent use of
a computer or from fraudulent instructions given for the transfer
of those assets;
e. the risk of loss of scheme assets arising from indemnifying the
trustee in accordance with the governing rules of the scheme as
permitted by law.